What are you doing about your financial future?
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Seems like there's so much uncertainty in Singapore these days. Not too sure how things will work out in the future.
What's everyone here doing to save or invest long term? -
Millionaire Mindset: Don't Envy Rich People : http://www.everydayimprove.com/millionaire-mindset-dont-envy-rich-people
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so wat are u trying to sell leh?
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selling biscuit tin to kip marnee
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Singapore is expensive to live in. you either be rich or you move somewhere else. otherwise you will suffer and be enslaved till the day you die
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Originally posted by TehJarVu:
selling biscuit tin to kip marnee
And through internet of course : http://rafaelgarrett.com
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i couldn't agree more. the rising cost of living in singapore is worrying.
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Originally posted by peaceleven:
i couldn’t agree more. the rising cost of living in singapore is worrying.
Who is behind / responsible for it??
CONSTANT Increase in local university fees, transport fares, utility bill, petrol price, HDB shop rental, GLC shopping shop rental, phone/mobile bill, food, prices @ NTUC ........ and others we can think of.
Increase in rental generally will most of the time up the prices.
Ultimately, you know who are the people who gain from all these increases. $$$$$ is top priority to them.
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I know some people are playing with shares because they said 'it's the only way out of poverty'.
I stick to insurance plans because I don't have the calibre to set up my own business or invest in shares.
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Sorry for necroing this thread. I am a Malaysian who recently started studying in SG. I am thinking of applying for PR to live here.someday, however...
May I ask how should I live in SG with the insane cost of housing here? I have been told that I will be able to earn around $2.2k-3k as a graduate engineer, but I see that even 2-bedroom apartments have rental cost of around $2.5k . Luckily, I'm currently under scholarship and I get to rent a room with 2 other people for around $300/month. I used to think this was expensive but now that I have looked around a bit...I think I am lucky to even get a room for this cheap.
I just want to know what is the absolute cheapest possible accomodation available for a unmarried guy. I don't really need much as far as living space goes - a bed, a table, a clean toilet and some space to store my stuff are all I need. Currently I'm considering sharing an apartment with like 4 other guys to mitigate the cost of living when I start working. I don't even know how I am supposed to start a family at this rate.
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Originally posted by derphelpme:
Sorry for necroing this thread. I am a Malaysian who recently started studying in SG. I am thinking of applying for PR to live here.someday, however...
May I ask how should I live in SG with the insane cost of housing here? I have been told that I will be able to earn around $2.2k-3k as a graduate engineer, but I see that even 2-bedroom apartments have rental cost of around $2.5k . Luckily, I'm currently under scholarship and I get to rent a room with 2 other people for around $300/month. I used to think this was expensive but now that I have looked around a bit...I think I am lucky to even get a room for this cheap.
I just want to know what is the absolute cheapest possible accomodation available for a unmarried guy. I don't really need much as far as living space goes - a bed, a table, a clean toilet and some space to store my stuff are all I need. Currently I'm considering sharing an apartment with like 4 other guys to mitigate the cost of living when I start working. I don't even know how I am supposed to start a family at this rate.
u just have to rent a room
or continue staying in ur current room
this is really a damn good rate
why do u need to start a family in SG?
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you know, once you graduate from university, you can get a job that pays very vey high salary.*
of course, that is if you are able to find a job that pays very very high salary. #sadtruth
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@FireIce: I would continue renting my room but the landlord is currently renting it out to poly students only haha, too bad I may have to move out after 3 years. So just to clarify, most sg people never really own a house but only rent even until old?
@jurongresident: I hope so. I'm just hoping for a decent salary that I can eat well and live in a room is all >.<
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Originally posted by derphelpme:
most sg people never really own a house but only rent even until old?
nope
we "own" our own home
a small percentage rent though
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Originally posted by FireIce:
nope
we "own" our own home
a small percentage rent though
"Own" will depend on your flat's 99 years leasehold status whether it is an BTO or more risky an old flat. That why the lease buyback scheme was introduced since no buyer with right mind will buy an flat and stay until a few lease year left and returned back to the 'state'.
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So we should start your financial planning now. I've recently read THIS ARTICLE, and i really think it helps. Read it if you're thinking to start your financial planning soon. =)
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doing some property investment,
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start your financial planning and doing some investment,
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k
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by voting wisely
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rental. maybe we should build a floating land. like a 1 million tons concrete "boat"
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I think investing in stock market or starting a small business would be a great idea.
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o rly??